A Guide to Safe Harbor 401(k) Plans
“Your 401(k) plan failed.” Those words can strike fear in the hearts of even the most seasoned business owners. However, there’s a way to avoid
Financial Advice From Betterment’s LGBTQ+ Community
While not everybody feels that their identity affects their finances, queer people face disproportionate levels of homelessnness, carry more debt, and have more healthcare hurdles
What Employers Should Know About Timing of 401(k) Contributions
Timing of employee 401(k) contributions (including loan repayments) When must employee contributions and loan repayments be withheld from payroll? This is a top audit issue
Finding and Preventing Rails Authorization Bugs
At Betterment, we build public facing applications without an authorization framework by following three principles, discussed in another blog post. Those three principles are: Authorization
Case Study: Preferred name
In the financial world, asking a customer for their legal name in order to sign up or continue with a service is about as standard
Why (And How) Betterment Is Using Julia
At Betterment, we’re using Julia to power the projections and recommendations we provide to help our customers achieve their financial goals. We’ve found it to
Understanding Crypto Fundamentals
At this point, it’s highly likely you’ve at least heard the many buzzwords associated with cryptocurrency. Blockchain, Bitcoin, or Ethereum ring a bell? But how
Personal Finance Stories From Our AAPI Community
Advice is a powerful way of connecting families across generations. In honor of Asian American and Pacific Islander Heritage Month, we asked members of our
How Much Crypto Should I Own?
Many of us have followed the dramatic rises and precipitous falls of bitcoin, and cryptocurrencies in general, over the past few years. Some may have
Pros and Cons of CalSavers for Small Businesses
The clock is ticking! By state law, businesses with 50 or more employees in California must provide a retirement program to their employees by June